Our Products
What we offer
GM offers Products and Programs with admitted and non-admitted carriers to suit most of your customer's needs.
Representing solid local and nationwide carriers GM has the ability to offer a competitive quote with unsurpassed coverage in today's marketplace.
Commercial Products
In today's increasingly dynamic world, it is becoming more important than ever for businesses to have insurance
that's in-synch with their evolving risks. From core property casualty products such as auto, general liability,
umbrella, excess liability, property insurance and workers compensation to specialized coverage including errors
and omissions liability and business interruption, GM Underwriters is ready to help you find the protection you
need for your customer.
B.O.P & Commercial Package
Business Owners Policies (B.O.P) and Commercial Package policies, offer a myriad of options to meet your specific insurance needs. Some businesses may find the B.O.P alone to be sufficient, while others may wish to tailor the B.O.P by increasing key coverages, adding other options, or eliminating unnecessary coverages. A Commercial Package can combine just the coverage you need such as: Property, General Liability, Products Liability, Business Income, Equipment Breakdown, and more.
Automobile
A commercial automobile policy provides coverage for legal liability for others' bodily injury or property damage arising out of the use of your business automobiles. Physical damage coverage protects your vehicles in case of accident or damage caused by fire, hail, and other risks. You can designate coverage for owned vehicles as well as leased, hired and/or borrowed vehicles.
Worker's Compensation
Workers' compensation insurance provides benefits to employees for work-related injuries. Coverage includes medical care and a portion of lost wages when the employee is unable to work. This insurance also provides benefits for the employee's dependents if the employee dies during work-related duties.
Umbrella
With an Umbrella Liability Policy in place, there are fewer worries about depleting valuable business assets or future income to cover catastrophic liability claims. An Umbrella Liability Policy supplements your existing policy's general liability, auto liability and employer's liability limits.
Personal Products
For over a decade, GM Underwriters has been looking out for the best markets to satisfy the needs of its producing brokers and their clients, protecting them from losses and providing options and products to satisfy their needs. Representing only the best and most reputable carriers GM Underwriters can offer the best coverage at a competitive price.
Automobile
At GM, we have competitive rates on auto insurance with broad coverages and additional optional coverages to enhance your protection.
Home
We offer coverage for all types of high value homes. From primary to secondary seasonal to secondary homes as we understand that each one has special needs
Personal Article Floater
We can offer coverage for your high value personal items up to $5,000,000, higher limits can be obtained
Condo / Renters
Condo / Renters need to protect their personal interests. At GM Underwriters we can offer a competitive quote on a product that can give you the protection you need.
Specialty
Because not each individual is the same at GM, we offer a wide range of insurance products to protect you
Non-Profit Products
Our non-profit department is ready to assess the particular needs of these organizations. Whether it is a Community Association, Fraternal Club, Social Services, Churches, house of Worship or miscellaneous non-profit organizations, we can offer a competitive quote.
Professional Products
You can consider GM Underwriters your professional lines Broker.
From Allied Medical Coverage, Employment Practices Liability (EPLI),
Insurance Agents & Brokers E&O to Non-Profit Directors & Officers and much more,
we have the right coverage for your clients.
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